The Shift Away From PACE in South Florida
In the past, the Property Assessed Clean Energy (PACE) program was widely advertised as a $0-down option where loans were paid back through property taxes. However, recent regulatory crackdowns, consumer-protection concerns, and program suspensions across Palm Beach, Miami-Dade, and Broward counties have made PACE an unpredictable and sometimes risky choice. Because PACE assessments place a first-position tax lien on your property, they can complicate refinancing, trigger mortgage defaults if you have an escrow account, and create hurdles when trying to sell your home.
Because of these ongoing issues and our commitment to protecting our clients, Safetech Roofing and Windows recommends far more secure, straightforward financing routes.
Safetech Roofing & Windows' Lending Partnerships
To ensure you have access to safe, reliable funding without the complications of tax liens, Safetech Roofing and Windows has partnered with top-tier, trusted home improvement lenders.
Trusted Home-Improvement Lending Partners
Unsecured loans based on your creditworthiness — your property taxes stay untouched.
- ✓ 12–18 month 0% interest for qualified buyers
- ✓ Long-term, fixed-rate loans
- ✓ Fast, transparent approval
- ✓ Predictable monthly payments
Flexible Financing Through an Affiliated Company
Every homeowner's financial situation is unique. If traditional third-party lending isn't the right fit for you, flexible financing options may be available through an affiliated company. Upgrading to a hurricane-rated roof is an important investment in your home's safety and protection, and these solutions are designed to accommodate a variety of budgets. Because decisions are made locally and directly, financing can often be structured with straightforward terms and customized payment options to help you move forward with your project sooner.
Other Financing Alternatives & Grants
If you prefer utilizing the equity you have already built, Home Equity Lines of Credit (HELOCs) or traditional home equity loans remain excellent, secure tools with favorable interest rates for major property upgrades across all our locations.
We also highly encourage homeowners to look into the My Safe Florida Home program. This state-sponsored initiative is fully applicable and available to eligible residents in Broward, Miami-Dade, and Palm Beach. The program provides qualified Florida homeowners with free wind mitigation inspections and matching grants of up to $10,000 to help cover the cost of hurricane-hardening improvements — including full roof replacements, secondary water barriers, and impact-rated openings.
Not sure which financing route fits your project? Safetech Roofing & Windows can walk you through your options and match you with the right program — no pressure, no surprises.