The Shift Away From PACE in South Florida
In the past, the Property Assessed Clean Energy (PACE) program was widely advertised as a no-money-down option where loans were paid back through property taxes. However, recent regulatory crackdowns, consumer-protection concerns, and program suspensions across Palm Beach, Miami-Dade, and Broward counties have made PACE an unpredictable and sometimes risky choice. Because PACE assessments place a first-position tax lien on your property, they can complicate refinancing, trigger mortgage defaults if you have an escrow account, and create hurdles when trying to sell your home.
Because of these ongoing issues and our commitment to protecting our clients, SafeTech Roofing and Windows recommends far more secure, straightforward financing routes.
In-House Financing From SafeTech Roofing and Windows
SafeTech Roofing and Windows offers financing in-house, so there is no outside lender and, unlike PACE, nothing is repaid through your property tax bill. The financing agreement is between you and SafeTech Builders Inc. d/b/a SafeTech Roofing and Windows, and every term — including the annual percentage rate, payment schedule, and total cost — is disclosed in writing before you sign. Approval is based on our credit review, and not every applicant will qualify.
Financing covers roof replacement, roof repair, and hurricane impact windows and doors. Ask about it during your free roof inspection and we will review it alongside your estimate.
What SafeTech In-House Financing Covers
Approved directly by SafeTech — no outside lender, no property lien.
- ✓ Approved directly by SafeTech — no outside lender
- ✓ Not repaid through your property taxes
- ✓ All terms in writing before you sign
- ✓ Covers roofing, impact windows, and impact doors
Other Financing Alternatives & Grants
If you prefer utilizing the equity you have already built, Home Equity Lines of Credit (HELOCs) or traditional home equity loans remain excellent, secure tools with favorable interest rates for major property upgrades across all our locations.
We also highly encourage homeowners to look into the My Safe Florida Home program. This state-sponsored initiative is fully applicable and available to eligible residents in Broward, Miami-Dade, and Palm Beach. The program provides qualified Florida homeowners with free wind mitigation inspections and matching grants of up to $10,000 to help cover the cost of hurricane-hardening improvements — including full roof replacements, secondary water barriers, and impact-rated openings.
Not sure which financing route fits your project? SafeTech Roofing and Windows can walk you through your options and match you with the right program — no pressure, no surprises.